Market Ready Concierge

Selling a home costs money. Market Ready Concierge, powered by Notable, helps sellers get move-in ready with fast, flexible funds for $0 upfront.

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With Market Ready Concierge Selling, sellers can fund the pre listing home improvements they need to help maximize their home sale (up to $75,000 - amount varies based on FICO). Whether it's for a quick refresh, a must-fix repair or a kitchen remodel, Market Ready Concierge can help sellers move forward with less stress and reduced financial friction.

The program covers many pre-listing home-selling expenses and has no restrictions on which home improvement vendors sellers work with. And best of all, sellers pay nothing upfront - everything is settled during the closing process.

Highlights

  • Up to $75,000 (unsecured) with nothing due until closing, or at 12 months if the home doesn't sell

  • Most home-selling expenses covered with no vendor restrictions

  • Repaid through the closing process

How it works

Help get eligible sellers market-ready without upfront costs.

Unlock access to fast, flexible funds: Whether you need a quick refresh, an essential repair, or a strategic upgrade, Market Ready Concierge gives you access to fast, flexible funds that can reduce financial friction and improve the home-selling experience.

By helping fund updates to make the home market-ready, the program can help homes list stronger and potentially sell for more.

How it benefits you as a Seller

Qualifications for a Market Ready Concierge loan:

  • 680+ FICO for up to $50k

  • 780+ FICO for up to $75k

  • List price under $4M

  • Sufficient equity in the home

  • Listing agreement in place

  • Additional qualifications may apply

Cost to clients:

  • Interest from 0.75%/mo (8.99% APR) to 1.42%/mo (16.99% APR)

  • A $499 origination fee

  • No monthly payments - zero due until closing

Most homes sell in about 3 months. If for example, the customer's interest rate is 12% annually (approximately 1% monthly interest) and the home sells in 3 months, the customer will pay 3% interest at closing, only on what they actually spend.

Qualification and costs

Rules & Exclusions apply. No guarantees or warranty of results are provided. Subject to additional terms and conditions. Interest may apply. All property enhancement services are provided by the applicable service providers.

*Interest applies. Loan funds, interest, and fees are due upon closing of the sale of your home, termination or expiration of your listing agreement, suspension of the loan, loan acceleration or twelve months after loan origination, whichever is sooner. Notwithstanding the Loan Repayment Date in the loan agreement, an origination fee will apply, and interest will continue to accrue until the loan is repaid in full. Subject to the terms of your loan agreement, as well as Notableʼs terms and conditions (Notablehome.com/terms)

The Concierge loan program is provided by Notable, a company engaged through a services agreement with affiliated companies of Compass International Holdings. Compass International Holdings is the ultimate parent company of the listing brokerage, and of the franchisors who are making the offering available to franchisee members of their networks. Concierge loans are made by either Notable Finance, LLC (NMLS# 1824748), an affiliated lender of Notable Finance, LLC, or Quorum Federal Credit Union. Notable Finance, LLC loans are made or arranged pursuant to a California Finance Lenders Law license. Loan eligibility is not guaranteed, credit limits vary, and all loans are subject to credit approval and underwriting by Notable. Neither Compass International Holdings, nor any of its respective franchisees, affiliated brokerages, or affiliated companies, is providing loans, or any property enhancement product or service in connection with the Concierge program. Fees or interest may apply. Subject to the terms of your loan agreement, as well as Notableʼs terms and conditions (Notablehome.com/terms). This information is provided for informational purposes only and is not a solicitation, recommendation, offer or promise to provide services. Neither Compass International Holdings nor its affiliated brokerages, franchisees or affiliated companies are offering legal, financial or other professional advice.